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Haven't Linden already acknowledged the need for local backups of your own original content - and wouldn't backing up anything else (potentially) be a ToS violation (or simple theft) since it probably then becomes possible to transfer SL items between users outside of SL?

I'd hope to see a personal backup solution appear as one of the promised new features of a Premium sub' to SL. But then, how long should we wait for promised Linden initiatives before doing something ourselves? :-)