Just to clarify and another suggestion
Touchet Group did NOT become L&L Bank and Trust. Second Life Investment Bank was purchased to become L&L Bank and Trust. Second Life Investment Bank was a joint venture funded by Touchet Group and facilitated by L&L Rentals and Sales. Just clearing that up.
Also, if you are able to catch suspicious deposits and such before they are withdrawn and cashed out, you can avoid the 150%. Monitor your databases like by the minute. I have a few widgets at work with stock trading, all the SL stock exchanges up, and the bank admin up refreshing every 10 minutes at least. Some may think this is over kill but it is how I caught the theft happening and was able to get the account locked while it was still happening so they were not able to cash out of SL.

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