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I think you misunderstand 'standardization' in this context.

In this context, it means that there should be *standards* which have to be met.

Your point on the monoculture is not lost, though. Still, if someone actually wrote something that was open source along these lines and banks contributed toward the common effort of security - they would probably do better than they would alone. Apache is a good example of how that works.

Second Life Consultant

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