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Hard to tell by the numbers.
Despite what many think, Ginko Financial does have an established name and that may tide them through. A 200,000 L deposit could be someone who has money in Ginko already and trusts them. It could be a short term loan marked as a deposit - but then, aren't all deposits to banks de facto loans?
The proactive changes to withdrawal limits demonstrate that Ginko is trying to raise the limits within it's ability to do so.